Roof Replacement Made Affordable

Upgrade your roof today with flexible financing options that fit your budget. From 12-month same-as-cash loans to low-interest long-term plans, we make it easy to get the protection and style your home deserves—without the stress. Credit and loans provided by Regions Bank, Member FDIC, on approved credit.

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Flexible Roof Financing Designed for Your Budget

Upgrade your home with confidence using our simple, affordable roof financing solutions. Through our partnership with Regions Bank (Member FDIC), we offer a range of plans—including same-as-cash options, short-term and long-term fixed-rate loans, and low-interest extended terms—so you can choose the payment schedule that fits your budget. All financing is subject to credit approval and minimum loan amounts, with predictable monthly payments for long-term peace of mind.

Flexible Financing Options for Your Roof Replacement

At Cool Roofs, we make it easier than ever to invest in a high-quality roof with financing solutions designed to fit your budget. Whether you’re looking for a short-term same-as-cash option, a long-term fixed-rate plan, or a mid-term low-interest loan, our partnerships with Regions Bank, Member FDIC, provide flexible terms to suit your needs. All loans are subject to credit approval and minimum loan amounts, ensuring you get the coverage you need with predictable payments and peace of mind. Explore our financing options today and choose the plan that works best for you.

12-Month Same-As-Cash Loan

Credit and loans are provided by Regions Bank, Member FDIC, on approved credit. With this option, you enjoy a full 12-month period where interest is completely waived as long as the balance is paid in full within 365 days from the first disbursement. After the same-as-cash period ends, flexible terms ranging from 24 to 132 months allow you to convert any remaining balance into an affordable installment plan. Minimum loan amounts apply.

9.99% APR 5-Year Loan

Credit and loans are provided by Regions Bank, Member FDIC, on approved credit. This financing option features a 9.99% fixed APR with a 60-month repayment term. Interest begins accruing upon disbursement, and minimum loan amounts apply. Payments begin 90 days after origination during the open line period. After this period, the loan converts to a fixed 5-year installment plan with predictable monthly payments.

11.99% APR Up To 12-Year Loan

Credit and loans are provided by Regions Bank, Member FDIC, on approved credit. This loan offers an 11.99% fixed APR with terms ranging from 12 to 144 months. Interest begins accruing upon disbursement, and minimum loan amounts apply. Monthly payments start 90 days after origination during the open line period. Once the open line period ends, the balance converts to a fixed-rate installment loan.